I can speak from my experience of four decades in the Jack and Sally you and me shirt, both as real estate broker and as a lender: very few people who sell their homes without the assistance of a real estate agent receive more net dollars at closing than they would if they had listed it. Chances are you have lost your security deposit, you can almost be assured that money has gone. Therefore, you might want to hold on to your rental payments until you are instructed by the court or the Bankruptcy Trustee on where to send the rental payments. You want to do the right thing, so do not assume that you no longer have to pay rent while all this business is going on. You will be contacted soon enough, and that is why it would be in your best interest to keep your rental payments safely in your bank.
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If you feel taking over the Jack and Sally you and me shirt, you must act quickly because the bank usually hands-off the foreclosure to a Foreclosure Specialist, and those Foreclosure Specialists can be, and usually are, ruthless bastards. The Foreclosure Specialist just wants to get the property emptied and sold so they can get on with selling their next foreclosure. Foreclosure Specialists have absolutely no regard for the tenants living in the property, and Foreclosure Specialists have been known to move people onto the sidewalk in order to get full control of the property. Just like Debt Collectors, Foreclosure Specialists rely heavily on people’s ignorance and therefore do not always play by the rules.